10 Best American Express Credit Cards

November 10, 2024

American Express

American Express (Amex) offers a wide range of credit cards tailored to meet the needs of various consumers, from everyday spenders to high-rolling travelers. With benefits ranging from cashback and rewards points to travel perks and exclusive access, American Express credit cards are a top choice for many. Here’s a look at the 10 best American Express credit cards for 2024:

1. American Express® Gold Card

For foodies and travelers, the Amex Gold Card is an excellent choice. This card offers robust rewards, including:

  • 4x points on dining at restaurants, including takeout and delivery.
  • 3x points on flights booked directly with airlines or on amextravel.com.
  • 1x point on other purchases. Additionally, it comes with a $120 annual dining credit ($10 monthly) at select restaurants and food delivery services.

Annual Fee: $250
Best for: Food lovers and frequent travelers.

2. American Express® Platinum Card

The Platinum Card is ideal for those seeking premium travel benefits. Cardholders enjoy:

  • 5x points on flights booked directly with airlines or through American Express Travel.
  • 5x points on prepaid hotels booked through American Express Travel.
  • Access to more than 1,300 airport lounges worldwide.
  • Up to $200 in Uber credits annually. Plus, a range of luxury benefits like hotel upgrades and exclusive concierge services.

Annual Fee: $695
Best for: Luxury travelers and those who enjoy top-tier perks.

3. Blue Cash Preferred® Card from American Express

If cashback is your goal, the Blue Cash Preferred® Card is one of the top picks. This card offers:

  • 6% cashback on select US streaming subscriptions.
  • 6% cashback on grocery store purchases (up to $6,000 per year, then 1%).
  • 3% cashback on transit and gas station purchases.
  • 1% cashback on all other purchases.

Annual Fee: $95
Best for: Those who want high cashback on everyday expenses.

4. American Express® Green Card

For those who enjoy dining out, the Green Card offers:

  • 3x points on travel and transit.
  • 3x points on restaurants, including takeout and delivery.
  • 1x point on all other purchases. The card also offers a host of travel benefits and access to Amex’s Fine Hotels & Resorts program.

Annual Fee: $150
Best for: Dining enthusiasts and active travelers.

5. Blue Cash Everyday® Card from American Express

If you’re looking for a no-annual-fee option with excellent cashback rewards, the Blue Cash Everyday® Card is worth considering:

  • 3% cashback on groceries (up to $6,000 per year, then 1%).
  • 2% cashback on gas and select department store purchases.
  • 1% cashback on all other purchases.

Annual Fee: $0
Best for: Budget-conscious consumers who want cashback without the fees.

6. American Express® Business Gold Card

Designed for small business owners, this card offers:

  • 4x points on the 2 categories where your business spends the most each month (from a list of 6 categories).
  • 3x points on flights booked directly with airlines.
  • 1x point on all other purchases. It also provides valuable travel benefits and access to business-focused tools and resources.

Annual Fee: $295
Best for: Small business owners looking for flexible rewards.

7. American Express® Business Platinum Card

For business owners who travel frequently, the Business Platinum Card offers:

  • 5x points on flights and prepaid hotels booked through American Express Travel.
  • 1.5x points on eligible purchases of $5,000 or more.
  • Access to exclusive airport lounges and concierge services.
  • Up to $200 in annual airline fee credits.

Annual Fee: $695
Best for: Frequent business travelers who want premium travel benefits.

8. American Express® Cash Magnet® Card

For straightforward cashback, the Cash Magnet® Card is a solid choice:

  • 1.5% cashback on all purchases with no categories to track.
  • No annual fee, making it ideal for those who want simplicity and flexibility.

Annual Fee: $0
Best for: Those who want a no-fuss cashback card.

9. The American Express® Delta SkyMiles® Platinum Card

For travelers who frequently fly with Delta, this card offers:

  • 3x miles on Delta purchases.
  • 2x miles on restaurants and U.S. supermarkets.
  • 1x mile on all other purchases. It also provides benefits like priority boarding, free checked bags, and access to Delta Sky Clubs.

Annual Fee: $250
Best for: Frequent Delta flyers.

10. American Express® Blue Business Plus Credit Card

For business owners who want rewards without an annual fee, the Blue Business Plus Card is a great choice:

  • 2x points on the first $50,000 spent in eligible purchases each year (then 1x point).
  • No annual fee, making it ideal for businesses just starting to earn rewards.

Annual Fee: $0
Best for: Small business owners looking for a simple rewards card.


Conclusion

American Express offers a variety of credit cards designed to cater to different needs, from premium travelers to everyday spenders. Whether you’re looking for cashback, rewards points, or exclusive travel benefits, there’s an Amex card for everyone. Consider your spending habits and financial goals to determine which card suits you best.

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